Starbucks has become a global phenomenon, with over 30,000 locations worldwide and millions of rewards members. Whether you’re a fan of their cold brew, tea, Refresher, or even a pup cup for your furry friend, Starbucks has something for everyone. With the Starbucks Stars program, you can earn points on your purchases and redeem them for free drinks and snacks. But what’s the best credit card to use at Starbucks to maximize your rewards?
Earning and Using Starbucks Stars
When you pay for your Starbucks purchases using the Starbucks app, you earn 2 Starbucks Stars per dollar spent on most items. These Stars can be redeemed for various rewards within the Starbucks Rewards program. For example, 25 Stars can get you drink modifications, while 400 Stars can be redeemed for select Starbucks merchandise items valued up to $20. It’s important to note that Starbucks Stars expire six months after they are earned, so be sure to use them before they expire.
Earning Credit Card Rewards at Starbucks
While earning Stars through the Starbucks app is a great way to maximize your rewards, using a credit card with a category bonus can help you earn even more points or cash back on your Starbucks purchases. For example, the Ink Business Cash Credit Card offers 5 points per dollar spent at office supply stores, where you can purchase Starbucks gift cards. This allows you to earn rewards on your Starbucks purchases and other expenses as well.
The Best Credit Cards to Use at Starbucks
There are several credit cards that can help you maximize your rewards at Starbucks. Some of the best options include:
1. Ink Business Cash Credit Card: 5 points at office supply stores, valued at 2.05 cents per point.
2. Citi Prestige Card: 5 points on dining, valued at 1.8 cents per point.
3. American Express Gold Card: 4 points at restaurants, valued at 2 cents per point.
4. Chase Freedom Unlimited: 3 points on dining, valued at 2.05 cents per point.
5. Chase Sapphire Reserve: 3 points on dining, valued at 2.05 cents per point.
6. Chase Sapphire Preferred Card: 3 points on dining, valued at 2.05 cents per point.
7. Blue Cash Preferred Card from American Express: 6% cash back at U.S. supermarkets, valued at 2 cents per point.
These are just a few of the credit cards that can help you earn rewards on your Starbucks purchases. Each card offers different benefits and rewards, so be sure to choose the one that best fits your spending habits and rewards goals.
The Best Card for Starbucks Can Change Over Time
The best credit card for Starbucks purchases may change over time, as new offers and promotions become available. For example, some credit cards may offer promotional bonuses that earn you more points or cash back at Starbucks for a limited time. Additionally, rotating category cards like the Chase Freedom Flex may offer bonus rewards on dining purchases, including those made at Starbucks.
Bottom Line
There isn’t a one-size-fits-all answer to which credit card is the best for Starbucks purchases. The key is to choose a card that aligns with your spending habits and rewards goals. Whether you prefer earning points or cash back, there are plenty of credit card options that can help you maximize your rewards at Starbucks. So, the next time you’re craving a cup of coffee or a tasty treat from Starbucks, be sure to use one of these credit cards to get the most bang for your buck.