For nearly two decades, I have been collecting points and miles on travel credit cards, and one question that I often hear from friends and family members is, “Why would I ever pay an annual fee on a credit card?” While this is a valid question, there are plenty of great no-annual-fee cards available, and one that stands out for small-business owners is The Blue Business® Plus Credit Card from American Express.
One of the key reasons why The Blue Business Plus remains firmly in my wallet is its flexible Membership Rewards points. Many card issuers allow you to pool your points when you have multiple cards in their respective ecosystems, but usually, this means that you need higher-end cards to maximize their value. However, with The Blue Business Plus, even if it’s the only American Express card you have, you’re earning 2 Membership Rewards points per dollar spent. These points are fully flexible and can be used for flights, hotels, and rental cars through American Express Travel, or transferred to Amex’s 21 airline and hotel partners.
Another reason why The Blue Business Plus is a top choice is that it has no annual fee. This means that there is no cost to your small business every year, and with 2 points per dollar spent, you’re getting a great rate of return on all purchases. Additionally, the card offers valuable Amex Offers, which can provide significant savings on purchases you were already planning to make.
The Blue Business Plus also plays well with other Amex cards, allowing you to amplify your earning opportunities by pairing it with other cards in the Amex ecosystem. By combining points from multiple Amex cards in a single online account, you can easily manage and maximize your rewards.
If you don’t currently have The Blue Business Plus, there is a current welcome offer of 15,000 Membership Rewards points after spending $3,000 on purchases in the first three months. While this may not be the most lucrative offer, it is still a great time to apply for the card, especially considering that the card has gone through long stretches in the past with no welcome bonus.
In conclusion, The Blue Business Plus Credit Card from American Express is a fantastic option for small-business owners looking for a no-annual-fee card with great earning potential and valuable perks. With its flexible Membership Rewards points, no annual fee, valuable Amex Offers, and compatibility with other Amex cards, The Blue Business Plus is a top choice for earning rewards on everyday business expenses. If you’re considering adding a new credit card to your wallet, The Blue Business Plus is definitely worth a closer look.