What Is The Best Small Business Credit Card For Rewards?

The best small business credit card for rewards typically offers cash back or points on common expenses like office supplies and travel. Credit Cardzy recommends cards with no annual fees and flexible redemption options.

Are There Specific Benefits With The Best Business Credit Cards For Small Businesses?

Yes! Many cards offer travel perks, cash back, and expense tracking, making them ideal for small business owners.

How Can A Credit Card For Business Owners Help My Business?

A credit card for business owners helps streamline expense tracking, manage cash flow, and build business credit effectively.

Can I Use A Credit Card For Small Businesses For Personal Expenses?

It’s advisable to keep business and personal expenses separate to simplify bookkeeping and taxes. Choose a credit card for small businesses for optimal financial management.

How Does Credit Cardzy’s Best Card For Small Business Help With Expense Management?

Credit Cardzy’s best card for small businesses comes with powerful tools that allow you to track and categorize expenses, manage employee spending, and generate detailed reports. This makes managing your business finances easier and more efficient.

Disclosure:

The Points Pundit receives NO compensation from credit card affiliate partnerships. Support the blog by applying for a card through my personal referral links. This article is meant for information purposes only and doesn’t constitute personal finance, legal, health or investment advice. Please consult a licensed professional for advice pertaining to your situation.

At the end of 2020, I shared some incredible limited-time offers that Chase was running on their business credit cards. While some of those offers have expired, the 100,000 Ultimate Rewards points offer on the Ink Business Preferred card is still available! This offer is a great opportunity to earn a substantial amount of points that can be used for travel or other valuable redemptions.

The Ink Business Preferred card currently offers 100,000 Ultimate Rewards points after spending $8,000 in the first 3 months after approval. This is a lower spending requirement compared to the usual $15,000 spend requirement. Chase’s Ultimate Rewards points are highly valuable and can be redeemed for travel at a rate of 1.25 cents per point or transferred to valuable airline and hotel partners.

I strongly believe in not only signing up for credit cards to earn the sign-up bonus but also to maximize the ongoing benefits and rewards. The Ink Business Preferred card offers 3x points per dollar spent in categories such as travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines. This makes it easy to accumulate points quickly, even when you’re not traveling.

When it comes to redeeming Ultimate Rewards points with the Ink Business Preferred card, you have several options. You can redeem points for travel through Chase’s portal at a rate of 1.25 cents per point or transfer them to Chase’s travel partners at a 1:1 ratio. This flexibility allows you to maximize the value of your points based on your travel preferences.

The card also offers other valuable benefits such as purchase protection, extended warranty protection, car rental insurance, roadside assistance, and trip delay/cancellation insurance. These benefits can provide added peace of mind when traveling or making purchases.

It’s important to note that the Ink Business Preferred card is subject to Chase’s 5/24 rule, which means you may not be approved if you have opened five or more consumer credit cards from any issuer in the last 24 months. However, since this is a business credit card, it will not count towards your 5/24 status once approved.

The annual fee for the Ink Business Preferred card is $95, which can easily be recouped by earning points on everyday expenses such as cable, internet, and phone bills. Additionally, you don’t need to have a full-fledged business to apply for this card – even a part-time business or consulting gig can qualify you as a sole proprietor.

In conclusion, the Ink Business Preferred card is a fantastic option for those looking to earn a substantial sign-up bonus and maximize their ongoing rewards. With valuable benefits, flexible redemption options, and the potential to earn points on everyday expenses, this card offers a lot of value for frequent travelers and rewards enthusiasts. If you’re interested in taking advantage of the 100,000 Ultimate Rewards points offer, be sure to apply before it expires.