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What is a student credit card?

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What is a student credit card? If you’re a college student, you likely have a lot on your plate between classwork, extracurriculars, and a part-time job (or two). Between all of these responsibilities, the task of building a good credit…

What is a debt-to-income ratio?

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debt-to-income ratio When it comes to applying for a loan or any type of lending product, understanding your debt-to-income (DTI) ratio is crucial. Your DTI ratio compares your monthly debt payments to your total monthly pretax income. This percentage is…