The Blue Business Plus card from American Express is a highly underrated credit card that offers great benefits and rewards. Despite being lesser-known, this card has a lot to offer for business owners and individuals alike.
One of the standout features of the Blue Business Plus card is that it charges no annual fee. This is a big advantage, especially considering that many other American Express cards have seen significant fee increases in recent years. With the Blue Business Plus card, you can save a substantial amount of money on annual fees.
Additionally, the Blue Business Plus card currently offers a 0% APR for the first year. This promotional offer provides cardholders with a year of interest-free purchases and balance transfers. This feature can be particularly useful for those looking to make large business purchases or consolidate debt.
Furthermore, the Blue Business Plus card comes with a welcome bonus of 15,000 Membership Rewards points. To earn this bonus, cardholders need to spend $3,000 within the first three months of card membership. These points can be used for a variety of options, including travel, merchandise, gift cards, and more.
The card also offers ongoing rewards in the form of Membership Rewards points. Cardholders earn 2x points for every dollar spent, up to a maximum of $50,000 per calendar year. This means that if you use the card for your monthly expenses, you can earn an additional 100,000 Membership Rewards points each year. These points can be transferred to Amex’s transfer partners, allowing you to maximize their value.
It is worth noting that the Blue Business Plus card is a business credit card. While this may seem like a limitation, it can actually be an advantage for those looking to establish credit for their business or keep their personal and business expenses separate. Additionally, some of Amex’s restrictions, such as the once-in-a-lifetime rule, may apply to this card.
Overall, the Blue Business Plus card is a valuable credit card option for both business owners and individuals. With its no annual fee, 0% APR offer, and generous rewards program, it provides great value and flexibility. Whether you’re looking to earn points for travel or simply want a reliable business credit card, the Blue Business Plus card is definitely worth considering.
In conclusion, the Blue Business Plus card from American Express is a highly underrated credit card that offers a range of benefits and rewards. With no annual fee, a 0% APR offer, and a generous rewards program, this card provides excellent value for both business owners and individuals. Whether you’re looking to earn points for travel or want a reliable business credit card, the Blue Business Plus card is definitely worth considering.