The Blue Business Plus credit card from American Express is a highly underrated card that offers great benefits without charging an annual fee. In this article, we will explore the features and benefits of this card and why it is worth considering for your business.
One of the most appealing aspects of the Blue Business Plus card is its welcome bonus. Currently, you can earn 15,000 Membership Rewards points after spending $3,000 in the first 3 months of card membership. This is a generous bonus for a card that doesn’t charge an annual fee.
Additionally, the Blue Business Plus card offers a promotional 0% APR for the first 12 months of card membership. This can be a significant advantage if you need to make large purchases for your business and want to spread out the payments without accruing interest.
When it comes to earning rewards, the Blue Business Plus card offers 2x Membership Rewards points on every dollar spent, up to a maximum of $50,000 per calendar year. This means that if you use this card for your monthly expenses and spend $4,166 per month, you can earn an additional 100,000 Membership Rewards points in each calendar year. These points can be transferred to Amex’s transfer partners, which allows you to maximize their value.
Another advantage of the Blue Business Plus card is that it helps keep your Membership Rewards points active without having to pay an annual fee. Since American Express pools all the Membership Rewards points into a single account, you don’t need to worry about losing your points if you decide to close other cards that charge a hefty annual fee.
It’s important to note that the Blue Business Plus card is a business credit card, so you will need to have a business to apply for this card. Additionally, American Express has restrictions in place, such as the once-in-a-lifetime rule, which may affect your eligibility for the welcome offer and other promotional benefits.
In conclusion, the Blue Business Plus credit card from American Express is a hidden gem that offers valuable benefits without an annual fee. With its welcome bonus, 0% APR promotion, and the ability to earn 2x Membership Rewards points, this card can be a great option for small business owners. If you’re looking for a starter card for your business or want to keep your Membership Rewards points active, the Blue Business Plus card is definitely worth considering.
To apply for the Blue Business Plus card and take advantage of the current welcome bonus and 0% APR offer, you can click here. Remember to always consult a licensed professional for personalized financial advice.