While credit card bonuses are a great way to earn rewards and benefits, the most lucrative offers are often reserved for targeted individuals. These targeted offers can provide higher introductory bonuses than what is publicly available. One of the best tools to find these elevated offers is the CardMatch tool, which allows you to see if you have been targeted for special offers.
Currently, there are two standout offers available through CardMatch. The first is for The Platinum Card® from American Express, where targeted individuals may be eligible for a 150,000-point welcome offer. To qualify, you will need to spend $8,000 on purchases within the first six months of card membership. The card has an annual fee of $695.
Based on valuations from The Points Guy, the 150,000-point bonus is worth an impressive $3,000. This offer is significantly higher than the publicly available offer of 80,000 points after spending $8,000 in the first six months. If you are targeted for this offer, it is definitely worth considering.
The second offer is for the American Express® Gold Card, where targeted individuals may be eligible for a 90,000-point welcome offer. To qualify, you will need to spend $6,000 on eligible purchases within the first six months of account opening. The card has an annual fee of $250.
The 90,000-point bonus is valued at $1,800 according to The Points Guy. This offer is higher than the publicly available offer of 60,000 points for spending $6,000 in the first six months. If you are targeted for this offer, it is a great opportunity to earn additional bonus points.
It is important to note that these offers are subject to change at any time and not everyone will be targeted. Additionally, American Express welcome offers are not available to individuals who have had the same product in the past. So if you have previously had either of these cards, you may not be eligible for the targeted offers.
To check if you are targeted for these offers or other elevated offers, you can use the CardMatch tool. Simply enter your personal information and within a minute, you will see your preapproved offers. It is important to note that this process generates a “soft” credit inquiry, which does not impact your credit score.
In addition to using the CardMatch tool, there are other ways to potentially receive targeted offers. Make sure to opt in for marketing communications and emails from your credit card issuers, as targeted offers are often communicated through these channels. It is also important to review any emails or mailers you receive from banks, airlines, and hotels as they may contain unique invitation codes or specific links for targeted offers.
In conclusion, while there are some excellent credit card bonuses available to the general public, the most lucrative offers are often reserved for targeted individuals. The CardMatch tool is a valuable resource for finding these elevated offers, such as the 150,000-point offer on The Platinum Card® from American Express and the 90,000-point offer on the American Express® Gold Card. If you are targeted for these offers, it is definitely worth taking advantage of the higher bonuses.