The Chase Sapphire Preferred® is an exceptional starter card that offers transferrable Ultimate Rewards and pairs well with other Chase cards. With its numerous benefits and rewards, this credit card is a popular choice among frequent travelers and those looking to maximize their rewards.
One of the key features of the Chase Sapphire Preferred® is its ability to earn Ultimate Rewards points. These points can be transferred to a variety of hotel and airline partners, allowing cardholders to maximize their travel rewards. By combining the points earned from this card with other Chase cards such as the Chase Freedom Flex℠, Chase Freedom Unlimited®, Ink Business Cash®, or Ink Business Unlimited®, cardholders can consolidate their points into their Preferred account and transfer them to their preferred travel partners.
The annual fee for the Chase Sapphire Preferred® is $95, which is relatively low compared to other premium credit cards on the market. Additionally, cardholders receive a 10% anniversary bonus on points, further increasing the value of their rewards. Another perk of this card is the $50 hotel credit in Chase travel, which can be used towards hotel bookings made through the Chase Ultimate Rewards portal.
One of the standout benefits of the Chase Sapphire Preferred® is its versatile rewards program. Cardholders earn 2x points per dollar spent on dining and travel, making it an excellent choice for those who frequently dine out or travel. Additionally, all other purchases earn 1x point per dollar spent. This rewards structure allows cardholders to earn points quickly and easily, helping them reach their travel goals faster.
In addition to the rewards program, the Chase Sapphire Preferred® offers a range of valuable travel benefits. Cardholders enjoy trip cancellation/interruption insurance, which can provide reimbursement in the event of unexpected cancellations or delays. The card also offers primary car rental insurance, meaning that the cardholder’s personal car insurance policy is not affected in the event of an accident. Travel and emergency assistance services are also available to cardholders, providing peace of mind when traveling.
For those who frequently travel internationally, the Chase Sapphire Preferred® is an excellent choice. It does not charge foreign transaction fees, making it a cost-effective option for making purchases abroad. Additionally, the card comes with chip-enabled technology, adding an extra layer of security when making transactions.
To apply for the Chase Sapphire Preferred®, applicants must have good to excellent credit. This ensures that the card is accessible to those with a responsible credit history. The application process is straightforward and can be completed online. Once approved, cardholders can start earning rewards and enjoying the benefits of the card immediately.
In conclusion, the Chase Sapphire Preferred® is an exceptional starter card for those looking to maximize their travel rewards. With its transferrable Ultimate Rewards, low annual fee, and attractive benefits, this credit card offers excellent value for frequent travelers. By combining it with other Chase cards, cardholders can consolidate their points and enjoy even greater rewards. Whether you’re a seasoned traveler or just starting to explore the world, the Chase Sapphire Preferred® is a card worth considering.