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Late last year, American Express made some significant changes to their co-branded Hilton credit cards. While they increased the annual fees on some cards, they also introduced new benefits and elevated welcome bonuses. These limited-time offers provide the opportunity to earn up to 180,000 points and a free night certificate. However, today is the final day to apply before these offers expire.
American Express revamped the design of all their consumer credit cards with Hilton. For the no annual fee credit card, they introduced an elevated welcome bonus of 100,000 points. To earn this bonus, cardholders must spend $2,000 in the first 6 months of membership.
The Hilton Surpass card also received significant changes. The annual fee was increased to $150 from $95, but new benefits were added while some existing ones were removed. Cardholders can now earn up to $200 in Hilton credits, split into $50 increments each quarter. These credits can be earned by making purchases directly with qualifying Hilton properties. However, third-party bookings do not qualify. The card also offers 4x Hilton Honors points for each dollar spent with US retailers online. Additionally, cardholders receive complimentary Emerald Club Executive Status with National Car Rental.
American Express made changes to the Hilton Aspire card as well. The annual fee was increased from $450 to $550, but cardholders now earn $400 in Hilton resort credits each year. These credits are split equally between January and June, and July and December. The card also offers a $200 airline credit, broken into $50 increments each quarter. In addition, the Hilton Aspire card now features a metal design. The welcome bonus on this card has been increased to 180,000 points, and cardholders also receive two complimentary free nights with Hilton.
Overall, these changes to the Hilton credit cards offer both positive and negative aspects. While the increased annual fees may deter some, the new benefits and elevated welcome bonuses provide great value for frequent Hilton guests. Whether it’s the Hilton Surpass or Hilton Aspire card, there are options to suit different travel patterns and preferences.
It’s important to consider your own travel habits and preferences when choosing a co-branded credit card. If you frequently stay at Hilton properties, these cards can provide significant benefits and rewards. However, it’s always a good idea to consult with a licensed professional for personalized advice pertaining to your financial situation.
In conclusion, American Express has made significant changes to their co-branded Hilton credit cards, including elevated welcome bonuses and new benefits. While the increased annual fees may deter some, these cards offer great value for frequent Hilton guests. It’s important to consider your own travel habits and preferences when choosing a credit card.