The Royal Caribbean Visa Signature Credit Card is a rewards credit card that is aimed at loyal cruisers. It offers a range of benefits including cabin upgrades, companion fares, onboard credits, and even free cruises. The card has no annual fee and no foreign transaction fees, making it a great option for those who travel frequently.
One of the biggest advantages of the Royal Caribbean Visa Signature Credit Card is its welcome offer. Currently, cardholders can earn 25,000 MyCruise bonus points after spending at least $1,000 within the first 90 days of opening an account. These points are worth $250 in onboard credit, which can be used towards various expenses during a cruise.
In addition to the welcome offer, the card comes with a range of other benefits. Cardholders receive a $50 airfare discount with Royal Caribbean’s Air2Sea program after spending at least $3,500 within the first 90 days of opening an account. This can be a great way to save on flights when booking a cruise.
As a Visa Signature card, the Royal Caribbean credit card also offers additional perks such as access to a 24/7 complimentary concierge service, special rates and VIP status at select luxury hotels worldwide through the Visa Signature Luxury Hotel Collection, and benefits like extended warranty protection and lost luggage reimbursement.
When it comes to earning points, the Royal Caribbean Visa Signature Credit Card falls short compared to other travel rewards cards. Cardholders earn 2 MyCruise points for every dollar spent on qualifying purchases with Royal Caribbean and Celebrity Cruises, and just 1 MyCruise point for every dollar spent on all other purchases. This means it can take a long time to accumulate a substantial amount of points.
It’s also worth noting that the points earned with the Royal Caribbean credit card are different from the Crown & Anchor Society points earned through Royal Caribbean’s loyalty program. The credit card points expire after 60 months and there is a maximum limit of 540,000 points that can be earned each calendar year.
When it comes to redeeming points, cardholders have a range of options including onboard credits, cabin upgrades, cruise discounts, companion fares, free cruises, merchandise, and charitable donations. Many of these rewards are valued at 1 cent per point, but there are some exceptions. For example, a free cruise redemption starts at 50,000 points for a three- or four-night Royal Caribbean cruise in an ocean-view cabin.
Overall, the Royal Caribbean Visa Signature Credit Card can be a good option for those who frequently cruise with Royal Caribbean or Celebrity Cruises. The card’s rewards and benefits can add value to your cruise experience, and the fact that it has no annual fee and no foreign transaction fees makes it even more appealing. However, if you’re looking to earn more points or have more flexibility in redeeming rewards, there may be better options available.