The ultimate guide to saving money with Amex Offers

At TPG, we often talk about how to maximize travel rewards and redeem points for flights and hotels. However, there’s another aspect of credit card rewards that is often overlooked — taking advantage of offers and discounts to save money on everyday purchases. One of the best options for these types of savings is through American Express credit cards.

All American Express cards, including popular ones like The Platinum Card® and Delta SkyMiles® Gold American Express Card, have access to Amex Offers. These offers come from a wide variety of merchants, including travel providers, restaurants, and clothing and jewelry stores. They can range from earning bonus points to getting cash back or receiving discounts on purchases.

To access these offers, simply scroll down to the “Amex Offers & Benefits” section on your online account page or click on the “Offers” tab on the Amex app. You’ll see a list of available offers that are targeted to your specific card. Each card may have a different number of offers available, and the maximum number of offers you’ll see on any card is 100. If you don’t see any offers that interest you, adding offers to your card can make space for new ones to appear.

To filter through the offers, you can use specific categories such as “expiring soon,” “travel,” and “dining.” This allows you to easily find offers that align with your interests and needs. Previously, the filtering options were more limited, but Amex has improved the user experience by adding more options.

It’s important to note that Amex sometimes targets the most valuable offers to its core Membership Rewards-earning cards, such as the Platinum card or the American Express Gold Card. These offers tend to have the most points, the largest discounts, or the easiest merchants to redeem at.

Enrollment in these offers is required before you can redeem them. You can enroll in the Amex Offers section of your account, and each offer comes with specific terms and conditions. These terms usually state that you must first add the offer to your card and then use the same card to redeem it. They also specify that only U.S.-issued American Express cards are eligible, and the offer is valid online only and in U.S. dollars.

It’s essential to read the fine print and understand the terms and conditions of each offer. For example, enrollment is limited, so it’s best to add an offer to your card as soon as possible to secure it. Amex agents can sometimes move offers from one card to another, allowing you to take advantage of better earning rates. However, this may require contacting customer service via the chat function on the mobile app or website.

It’s worth noting that Amex has cracked down on the practice of adding an offer to multiple cards and receiving credit multiple times. They now enforce a limit of one offer per cardmember across all American Express offer channels. So, even if you can add an offer to multiple cards, you’ll likely only receive credit the first time you use it.

When selecting the card to add an offer to, consider which card will provide the most benefits. For example, if an offer is related to Marriott, add it to your Marriott Bonvoy Business American Express Card. If it’s related to restaurants and U.S. supermarkets, add it to your Amex Gold card, as it earns bonus points in these categories. You can also leverage Amex Offers to help meet the minimum spending requirement on a new credit card.

Each offer has its own expiration date and may have geographical restrictions or limitations on what items qualify. Some offers require purchasing directly from the merchant, while others may require using a unique American Express link. It’s crucial to research and understand the requirements before making a purchase.

Inaccurate information or using affiliate links may disqualify you from receiving the statement credit or bonus points. It’s important to ensure that your transaction is processed correctly and that Amex receives the necessary information to identify it as qualifying for the offer.

In conclusion, Amex Offers provide an excellent opportunity to save money and earn bonus points on everyday purchases. By enrolling in these offers and understanding the terms and conditions, you can take advantage of significant discounts and maximize your credit card rewards. So, be sure to regularly check for new offers and add them to your card to reap the benefits of potentially saving hundreds or even thousands of dollars.

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